DEAR HDB OWNERS,
Have YOU Taken Advantage
On It ???
You, too, can achieve Financial Success Easily with my diligent Financial Solution and comprehensive Asset Progression Plan.
If you're in possession of an
HDB for more than 5 years and have a combined income of $7K,
you could possibly...
Have a sizable reserve fund of up to $120,000.
Have you ever wondered why many families with just a household income of $7k and above, can upgrade to a condominium?
How did this HAPPEN !!!
LET’S MEET FOR A FREE DISCUSSION TODAY!
Through this NON-OBLIGATORY sharing…
You'll learn how to CREATE PASSIVE INCOME with little or no additional financial effort, as well as how to create a solid savings plan for yourself and your family.
Case Study 1
Mr and Mrs Tan, both 35 yrs old with a combined household income of $7280, were owners of a 4 room HDB flat.
Initially, they called and met me for assisting them to sell their current house and plan to upgrade to a bigger flat.
However, through my implementation of in-depth financial calculations and strategic plans, they discovered a better way to grow their wealth.
step 1: The planning
They have a great choice to optimize their financial capability for a much BETTER RETURN in terms of wealth and eventual retirement plan thanks to the analysis and detailed financial calculations.
STEP 2: The results
They've since upgraded to a Condo WITHOUT using their savings, and they also have a $150,000 cash reserve.
They are also considering investing in a second property next year because they have a clear wealth progression road map.
How did they achieve it ?
Case Study 2
Mr and Mrs Lee, both 40 yrs old, owned a HDB 5 rooms flat at Mei Ling Street. They intend to upgrade to a 3 bedrooms resale condo so that their young children can enjoy the condo facilities.
They were also looking for passive income possibilities.
Mr and Mrs Lee own a HDB 5 rooms flat, estimated marketable price of their HDB is $750,000.
* Both Age : 40 with the monthly salary of $6000 and $5000 respectively
* Currently Total CPF OA available $115,000
* Outstanding HDB loan is $200,000
* Total CPF used + incurred interest $360,000
* Both of them don’t have cash saving.
1) Possible Mr and Mrs Lee own 2 properties which is one for own stay and one for investment?
2) What are the options available for them to reduce the ABSD?
Yes, They ACHIEVED their Goals yet Save up to $135,000.
Through my implementation of in-depth financial calculations and strategic plans, they discovered a better way for their Asset Progression.
How did they achieve it ?
When I told them about the research I did for their current house value, some of the HDB owners I met were taken aback.
In some years, some HDB owners could also lose a significant amount of money based on the current estimated market value of their property.
I Have Almost Paid Off My HDB Fully,
Why I Need To UPGRADE ???
With all or the majority of your CPF put into your HDB flat...
You do not
* Earn 2.5% interest from leaving it inside CPF
* Accumulate interest of 2.5% on the CPF you utilized
WITHOUT the right CPF usage strategy…
You could be affecting your financial future in the next 5 to 10 years!
Also, Deminish Your Wealth
* At the end of 5 years, when you sell your HDB , you'll have to return $282,852 to CPF, that is $32,852 less cash from your property sales proceeds.
Your TOTAL LOSS is $65,704!
5 Years
CPF Interest Loss
$32,852
CPF Accrued Interest
$32,852
Your Total Loss
$65,704
10 Years
CPF Interest Loss
$70,021
CPF Accrued Interest
$70,021
Your Total Loss
$140,042
15 Years
CPF Interest Loss
$112,074
CPF Accrued Interest
$112,074
Your Total Loss
$224,148
So how are you able to Break free from this fate?
Arrange a non-obligatory session to know the truth!
Start your life goals journey from here !
Field-Tested Strategies and Action Plans focused on your financial and family situation are needed for a great opportunity.
Also, tailoring Your Ownself unique 5,10,15...year investment plan to allow you to retire comfortably, free from worries with Solid Saving-Plan, and to spend more time to enjoy with your Loved ones.
Seize the OPPORTUNITY................
With my guided Action Plan & proven Asset Progression Strategies…
Indentify the RIGHT and POTENTIAL Asset Investment Plans.
Maintain a HEALTHY amount of RESERVE FUNDs for rainy days!
Create PASSIVE INCOME with minimal to zero extra financial commitment.
Let Gina share the OPTIONS for you.
Meet me for a NON-OBLIGATORY discussion & I will share....
- Setting up an efficient Real Estate Investing Road Map for you.
- Securing the Safety Net Financial Power-up Formula
- Evaluating Right and Protected options in the property market and determine the best choice that is suitable for you
My journey started in 2008 and I stumbled into the industry while hunting for my own property and had started off as a part-time agent while holding on to a full-time job as a sales and coordinator role.
Being new to the industry, I was fortunate to start my business serving referrals from friends and family. Most of the clients were also like me, starting a family and purchasing their first ever property. I felt great sense of achievement and satisfaction seeing how happy they were when collecting the keys to their new home. This made my life fulfilling and I soon join Propnex as a full time agent in 2009.
Thankful for the past 12 years in business that I could be of service to numerous number of clients, be their asset partner and assisting them to sell upgrade, right size, invest and most of the clientele that I serves today are either repeat customers or referrals. I am especially proud that a good number of them has upgraded from HDB, to Condo and now to Landed properties. A good number of my clientele has also grown their property portfolio and I now manages their assets.
Hi, I am Gina Tan
I am always and will continue to provide service from the heart and achieving the best possible outcomes for my clients.
As a testament to my good service, Propnex has received testimonials by happy clients commending on my good service and also I am a two time award winner of the prestigious 5 years and 10 years Propnex Ambassador where only the selected few with excellent sales and outstanding service track records would be shortlisted.
YOUR HOUSE SHOULD BE Increasing YOUR WEALTH.
Arrange a completely
FREE and NON-OBLIGATORY
sharing session.
Disclaimer: The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results.
Results will vary from case to case.
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